My Reaction When...

Kinja'd!!! "promoted by the color red" (whenindoubtflatout)
06/04/2016 at 17:21 • Filed to: Great News!

Kinja'd!!!7 Kinja'd!!! 22

A brand-new Focus RS costs as much as a used Prius to insure.

Kinja'd!!!

I mean, there’s maintenance, the monthly payments, and, oh yes, getting my hands on one - but I like where this is going.


DISCUSSION (22)


Kinja'd!!! E90M3 > promoted by the color red
06/04/2016 at 17:26

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My 2011 M3 used to cost me only $100 more to insure for 6 months than my 1997 Ford Explorer did, that didn’t make much sense to me.


Kinja'd!!! Sampsonite24-Earth's Least Likeliest Hero > promoted by the color red
06/04/2016 at 17:33

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Not that surprising. After all its still a 4 door, four cylinder hatch built by ford


Kinja'd!!! Daily Drives a Dragon - One Last Lap > promoted by the color red
06/04/2016 at 17:35

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Well..... its a 4 cyl hatch so...... maybe?


Kinja'd!!! MM54 > promoted by the color red
06/04/2016 at 17:38

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My friend pays an exorbitant amount to insure his 2002 WRX, which is also a turbo 4-cylinder 4-door, but known to be crashy thanks to the stereotypical owners.

In short - don’t be surprised if that goes up in a year or two.


Kinja'd!!! AkursedX > promoted by the color red
06/04/2016 at 17:39

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Hmm, I think I will have to check out the insurance difference between the RS and my ‘16 STi.

Edit: hmm, actually insurance would rise $6.76/month with progressive.


Kinja'd!!! S65 > promoted by the color red
06/04/2016 at 17:39

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It Is Still A Focus After All....


Kinja'd!!! Birddog > promoted by the color red
06/04/2016 at 17:47

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When I checked insurance for one it was $260/mo to insure with a clean record. That was in the Chicago burbs though. Killed my hot hatch dream temporarily. I’ll look again once I settle in Dubuque.

If it comes to it I’ll build another GLH Omni and live with the stigma of a low budget.


Kinja'd!!! RT > promoted by the color red
06/04/2016 at 18:04

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I could’ve sworn the insurance companies completely destroyed the Escort Cosworth though, I guess this time we got lucky.

That Studio Ghibli reference tho.


Kinja'd!!! shop-teacher > Birddog
06/04/2016 at 18:13

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Whuuuuuuut!?!?!!!!! That’s insane!


Kinja'd!!! Birddog > shop-teacher
06/04/2016 at 18:19

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60153/55 zip codes. My truck is $65/mo for State minimum. Double what I paid in Davenport.


Kinja'd!!! Sampsonite24-Earth's Least Likeliest Hero > Birddog
06/04/2016 at 18:24

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That’s crazy. We pay 108 a month for full coverage on the Explorer and cobalt


Kinja'd!!! Birddog > Sampsonite24-Earth's Least Likeliest Hero
06/04/2016 at 18:29

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Damn!

They just ran my MVR for work and the only thing on there is Speeding 75 in a 45 when I was 23. That was 18 years ago.

I gotta dig into this now.


Kinja'd!!! Sampsonite24-Earth's Least Likeliest Hero > Birddog
06/04/2016 at 18:30

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We have progressive and I’ve been with them for 5 years now so that also helps


Kinja'd!!! Birddog > Sampsonite24-Earth's Least Likeliest Hero
06/04/2016 at 18:39

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Progressive is $74/mo for the minimum up to $257.72/mo.

I didn’t get the $74 quote the first time out.

Shiße!


Kinja'd!!! Sampsonite24-Earth's Least Likeliest Hero > Birddog
06/04/2016 at 19:06

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Jeezus don’t you drive an older truck too? I have no idea what’s making that so expensive lol


Kinja'd!!! Birddog > Sampsonite24-Earth's Least Likeliest Hero
06/04/2016 at 19:13

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Family curse? Naw..

It could be my credit. I have no history. I haven’t had an anything in my name in years. Everything was “Company” property.


Kinja'd!!! JawzX2, Boost Addict. 1.6t, 2.7tt, 4.2t > promoted by the color red
06/04/2016 at 19:38

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I was gonna mention the whole “actually getting one” problem, but I see you covered that :p Supid Ford, BUILD MORE!!!


Kinja'd!!! shop-teacher > Birddog
06/04/2016 at 19:39

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Dang, that’s about what I pay for full coverage on my truck, well over the state minimum too. I love Dupage County.


Kinja'd!!! shop-teacher > Birddog
06/04/2016 at 19:41

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That’s gotta be it then. You may wanna pull the trigger on that new Ferd you’ve been eyeballing and build a bit of history back up.


Kinja'd!!! Levitas > Birddog
06/04/2016 at 21:41

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Insuring my ‘15 FiST around Detroit will cost me ~$230 a month with a clean record. Almost 25 though, if that counts for anything...


Kinja'd!!! promoted by the color red > Birddog
06/04/2016 at 22:05

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Oof. It’s about that in the Bay Area but part of that has to do with my estimated annual 24k miles/year. I feel this says more about the Prius than it does about the Focus, which doesn’t surprise me. Those rideshare drivers only follow traffic laws when it suits them.


Kinja'd!!! Eric @ opposite-lock.com > promoted by the color red
06/05/2016 at 01:23

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That won’t last long. My Focus ST keeps going up in price to insure because people keep wrecking them. The FB groups are nothing but “somewhere in Mexico” pictures of crashed STs. I still believe my car will be a collector car in 10-15 years because it’ll be the last one remaining in working order without a salvage title.